After being a retail investor and a professional investment advisor for many years, and not being satisfied with the salesman approach to financial services. I decided to start an independent fee-only registered investment advisory firm (RIA). To help investors that are looking for a better way to invest, are fed up with poor investment performance, and high fees.
To do this we created a rule-based investment process that we call S.M.A.R.T Asset Allocation. Our investment process is Strategic as it looks at the entire market, helps our clients Maximize Gains, Adapts to current market conditions, manages Risk by holding either cash or bonds during a market downturn, and finally our individual strategies are Tactical. It's still asset allocation only S.M.A.R.T-er.
By following our rule-based investment process we follow the weekly, monthly, and quarterly trends and will make changes only when the trend changes. By following this approach we are regularly increasing or decreasing our positions and not reacting to any specific event or day in the market, but rather we reassess how that one day affects the weekly, monthly, or quarterly trend.
